Celebrate the Season with
a Payment-Free Month

*For qualified members, your account must be in good standing to take advantage of this offer and prior subsequent actions may disqualify your loan. Skipping a payment will extend the term of the loan and may cause an increase in the final payment amount. Interest will continue to accrue per the original loan agreement during the skip period. To qualify, your Vehicle or Unsecured Loan must have a minimum of six monthly payments before the first Loan Skip-a-Pay can be requested. There is a $30.00 processing fee per loan for each skipped loan payment. You may request to Skip-a-Pay once per year, not to exceed six during the life of the loan. Offer is subject to other terms and conditions. Except as otherwise modified by this form, all other terms of your contract/loan agreement and, if applicable, the Automatic Loan Payment Transfer Agreement, remain the same. If you have GAP Protection, you may defer one payment a year up to two times for the life of your vehicle loan. If you make your loan payment with an automatic transfer from another financial institution, please make arrangements with that institution to stop the automatic transfer for the month you requested to skip.