SAVE
At CalCom, saving for your future is easy. With accounts designed for every goal — from everyday savings and checking to high-earning Certificates and IRAs — we’ll help you build financial confidence and security.
SAVINGS ACCOUNTS
Regular Shares (Savings)
Start your membership and begin saving with as little as $1. Your account gives you access to all CalCom products and lets your family share in membership benefits. Check our rates to see how your savings can grow!
Holiday & Vacation Club
Save year-round for your next getaway. Make small deposits throughout the year and enjoy extra cash when the holidays arrive—no minimum deposit required.
Special Savings
Create separate accounts for your goals, whether it’s home improvements, property taxes, or something special. No minimum deposit and flexible access to your funds.
GRIZZLIES YOUTH ACCOUNT
Our Grizzlies Youth Account helps young members (under 18) learn the value of saving and smart money habits. Kids and teens watch their deposits grow with dividends and get hands-on experience managing money as they age.
For ages 3–13, the My First Nest Egg adds fun through games and allowance tracking, while older youth gain real-world insight through tools like debit cards and our Bite of Reality program.
Contact a Member Service Representative at 855.922.5266 to open an account today.
HIGHER DIVIDEND SAVINGS
Money Market
Earn a higher dividend rate while keeping your money within easy reach. Enjoy tiered rates, daily compounding, and flexibility with up to six withdrawals per month.
CDs (Share Certificates)
Grow your savings with fixed, higher rates and terms that fit your plans — from 6 months to 3 years, starting at just $1,000. Guaranteed returns and peace of mind come standard.
IRAs
Plan for retirement with a Traditional or Roth IRA. Benefit from competitive rates and potential tax advantages that help your savings grow.*
*Consult a tax advisor. Contact the credit union for full terms and conditions.
Contact a Member Service Representative at 855.922.5266 to open an account today!
CHECKING ACCOUNTS
Our Checking Accounts make everyday banking convenient and worry-free. Choose the account that fits your lifestyle and enjoy features like Mobile Banking and Zelle®, a Visa® Debit Card, Overdraft Privilege, access to 30,000 CO-OP ATMs, and BaZing benefits including ID Theft Protection and local discounts.
Explore our Optimal, Benefit, and Essentials Checking Accounts below to find your best fit. Check out the brochure for full details.
Optimal, Benefit, and Essentials Checking Accounts
Feature | Optimal Checking | Benefit Checking | Essential Checking |
|---|---|---|---|
ANYWHERE BANKING TOOLS | ✔︎ | ✔︎ | ✔︎ |
BUYER’S PROTECTION & EXTENDED WARRANTY¹, ² | during first 180 days of purchase | during first 180 days of purchase | during first 90 days of purchase |
ID THEFT AID¹, ², ³ | $10,000 personal ID theft benefit, ID restoration, credit/ID monitoring | $5,000 personal ID theft benefit and identity restoration | $1,000 personal ID theft benefit and identity restoration |
ROADSIDE ASSISTANCE | ✔︎ | ✔︎ | |
HEALTH SAVINGS CARD | ✔︎ | ✔︎ | |
CELL PHONE PROTECTION¹, ² | $600 /claim
$1,200 / year | $400 /claim
$800 / year | |
SHOP LOCAL, SAVE LOCAL WITH BAZING SAVINGS | ✔︎ | ✔︎ | |
ACCIDENTAL DEATH COVERAGE² | $25,000
Accidental Death | $10,000
Accidental Death | |
BAZING FUEL⁴ | ✔︎ | ✔︎ | |
BILLSHARK³ | ✔︎ | ✔︎ | |
Our best account for
only $11/month. | Only $7 per month | Maintain a $300 minimum balance to waive |
¹Subject to the terms and conditions detailed in the Guide to Benefits.
²Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT
AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
³Billshark, identity monitoring, and credit monitoring each require additional activation to begin.
⁴You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing fuel. You'll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards tor every 50 stored bonus transactions accrued. It the required monthly reward transaction count is not met during the MQC, no transactions are counted tor any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures, BaZing Fuel offer mav be changed at any time and without notice.