Are you worried about overspending this year? Do you want to give thoughtful gifts without emptying your bank account? Planning ahead can help you enjoy the holidays while staying on budget. With the right strategies, you can make smart choices, reduce stress, and still make your loved ones feel special. Tips for Budget-Friendly Holiday Shopping: Create a budget: Decide how much you want to spend overall and break it down by recipient. Make a gift list: Keep track of everyo